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Assess your situationExpenses

Your financial checkup

Expenses

How do you want to calculate your monthly expenses?

Use the basic cost of living

Do the detailed calculation

Cost of life :   

2743 $/months

For a household of X people, the Office of the Superintendent of Bankruptcy (OSB) estimates  X $ to be the basic cost of living per month. We’ll calculate based on this amount.

 

 

Sum of my monthly expenses

Housing

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly

Rent or mortgage

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly

Condo fees

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly

Electricity

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly

Heating / Gas / Oil

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly

Municipal and school taxes

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly

Renovations and repairs

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly

Home Insurance

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly
Network services

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly

Telephone / Cell phone

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly

Cable or satellite TV / Device rental

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly

Internet

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly

Entertainment (Specialty channels, eg Netflix)

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly
Food

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly

Grocery

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly

Meals at work or school

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly

Restaurant

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly
Apparel

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly

Adults

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly

Children

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly

Maintenance (dry cleaning, laundry, shoe repair)

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly
Personal care

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly

Pharmacy and cosmetics (diapers, soap, etc.)

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly

Hairstyle and aesthetics

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly

Dental care

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly

Vision Care (optometrist, glasses, contact lenses)

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly
Education and family

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly

Courses and tuition

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly

Books and school supplies

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly

Pocket money (parents and children)

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly
Transportation

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly

Car payment

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly

Gasoline

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly

Car maintenance and repairs (oil, tires, tune-ups, etc.)

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly

Bus, subway, taxi

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly

Driver's license and registration

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly

Car Insurance

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly
Leisure and other

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly

Outings (movies, entertainment)

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly

Livres et revues

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly

Sports

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly

Pet Care

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly

Tobacco, alcohol and lottery

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly

Gifts

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly
Personal insurance (if they are not already deducted on the payroll)

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly

Life insurance

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly

Salary insurance (disability)

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly

Non-discretionary expenses Non-discretionary expenses are expenses that you do not have a choice to make and are usually fixed in amount.

Fields are not required
Alimony

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly
Daycare / Childcare

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly
Medication / Prescriptions

Amount

$

Frequency

Monthly

Amount

$

Frequency

Monthly
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